There is no equity without equal access to opportunity.
Our path to homeownership follows the straightforward ECLT application process. An Applicant first completes the interest form (ECLT Interest Form) and submits a loan pre-approval letter from an ECLT participating lender (ECLT Lender List)
If your initial interest from meets the preliminarily eligibility requirements, you will receive an invitation to pay the application fee of $25, and complete the full application.
Qualify and apply first through our standard program and then indicate that you are interested in DOORS, our buyer-choice program. DOORS offers $50,000 or more in down payment assistance to help you purchase the open market home you want.
Qualify and apply to purchase one of ECLT’s recently remodeled or new construction homes.
Homes are available on a first come, first serve basis to our qualified waitlist.
SIPP was created to offer new options for homeowners at risk of foreclosure or displacement to stay in their homes and communities.
At Elevation, we work to eliminate barriers to homeownership. One way we do this is through down payment assistance (DPA) programs. We work with several DPA providers to ensure that our homeowners have an affordable mortgage. If you want to learn more about our DPA resources click on applicant resources here.
You may use a gift to supplement the required savings amount. However, at least $1,000 must be your own funds.
No, all applicants must submit a loan application & pre-approval from a loan officer listed on our Partner Lender page. We are not currently accepting applications for new participating lenders.
ECLT’s income determination is based on a 12-month income projection and will rarely match your lender’s income results.
No, an online application must be completed. Please contact us at info@elevationclt.org or 720-822-0247 for application assistance. You can also contact your lender or realtor for help.