Affordable homeownership in Colorado

Stabilize your housing cost through the community land trust model. We own the land, and you own the house. Your housing costs stay stable.

A family carrying moving boxes into their new home
The community land trust (CLT) model

Elevation Community Land Trust partners with Colorado communities to create permanently affordable homeownership opportunities for low to moderate income households through the community land trust (CLT) model. Wealth building. Equity. Stabilized housing costs. It's all just the beginning! Income limits apply.

  • Long Term Affordability

    Expanding access to homeownership through below-market rate housing and a shared equity resale formula written into the land lease.

  • Wealth Building

    Low to moderate income members of the community, who would otherwise be likely to rent or be displaced, are able to build wealth through ownership.

  • Stewardship

    Maintaining community ties and fostering collective power through democratic decision making and relationship building in our tripartite board.

Featured Homes

Explore a diverse range of homes offered. Our property listings are available to purchase for fully qualified applicants with ECLT.

Steps to apply to ECLT

Applying for an ECLT home is easier than ever.

  1. Fill out the interest form

    Check the income limits and see if ECLT homeownership is a good fit for you.

    Interest form (opens in a new tab)
  2. Get pre-approved

    Get a mortgage pre-approval from one of our Participating Lenders.

    Participating Lenders (opens in a new tab)
  3. Find your home

    Work with your realtor to find a home, even before you finish your application.

    Homes for Sale
  4. Finish your application

    Take the ECLT Online Orientation and the CHFA Homebuyer Education Course.

    What you'll need
  5. Buy your home

    Close on your home. Welcome to the ECLT Homeowner Family!

What People are Saying

  • Without ECLT, I was looking at options to move out of state due to the current housing crisis and rental prices here in Denver. With this opportunity, I was able to maintain my job here in Denver providing mental health services to our community.

    Jessica FoxMental Health Worker and ECLT Homeowner
  • I never understood the importance of owning a home. I don't have a home that I grew up in. We moved around a lot… it's been a really big impact. I'm really grateful for the program.

    Cristina RamirezLegal Assistant and ECLT Homeowner
  • The largest challenge that we face, from my perspective, is the ability to continue moving forward so the agency will have a single mission: that is, to provide decent, safe, and affordable housing.

    Thomas O'Malley

How can we help you?

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Learn About ECLT

I am curious to learn about ECLT and Community Land Trusts (CLTs). I am an ECLT funder or public partner. I am a Realtor or Lender that would like to work with ECLT.
Learn About ECLT
ECLT affordable homeowner closing

Current Partners

I am a Listing Agent, Participating Lender or Current Funder.
Explore Partners
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Apply to ECLT

I am a potential ECLT homeowner. I have already started the ECLT application process. I want to know how to apply.
Apply Today

In the News

Ready to learn more about ECLT?

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Our Committment

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.